Jan'26 - New API's & Improvement
by Ashman MalikStarting off 2026 with powerful new features! This month, we have released the Payees API and Expense Ratio Insights to give you more control over payee management and financial analysis.
Manage and retrieve payee information with support for multiple payee types including domestic, biller, international, and digital wallet payments. List all payees with advanced filtering and pagination.
- GET /users/{userId}/payees: List all payees with pagination and filtering support
- GET /users/{userId}/payees/{payeeId}: Get detailed payee information by payee ID
- Query Parameters: limit (1-500), filter by type, connectionId, or created date
Use Cases: Retrieve all domestic payees, filter payees by connection, or get detailed information for a specific payee including bank details.
Analyse spending patterns and expense distribution across categories. Get insights into how much users are spending on different expense categories relative to their income.
- Body Params: Period and category filters for expense analysis
- expense object: Configuration for expense ratio calculation and filtering
- Response: Returns expense breakdown by category with ratio percentages
Use Cases: Analyze expense ratios for budgeting applications, identify spending trends, or provide personalized financial recommendations based on expense categories.
Welcome to 2026! We're excited to empower your applications with better payee management and financial insights.
