---
updatedAt: 2024-12-04T00:49:35.000Z
agentTools:
  projectIndex: https://api.basiq.io/v2.0/llms.txt
---

# 2021-03

* Added ability to retrieve fully enriched data via [Transactions](https://api.basiq.io/reference/transactions)  endpoint **for partners enabled for[Enrich API](https://api.basiq.io/reference/enhance-api)** .  This means, no extra round trip to Enrich endpoint for each transaction.  Enriched data includes: category (4 levels, merchant and location are now returned via Transactions endpoint [Changelog](https://api.basiq.io/reference#2020-11)

* Added new granular `title` and `detail` messages for `invalid-credentials` [Error codes](https://api.basiq.io/reference/error-codes), these are not new error codes in order to enable backwards compatibility and error messages can be passed straight through to end users:
  * \[new] title and detail message for scenario: invalid-username-or-password
  * \[new] title and detail message for scenario: locked-account
  * \[new] title and detail message for scenario: multi-factor-authentication
  * invalid-credentials - existing generic title and detail message, fallback where no cases match from above

* Added collection to [List all affordability](https://api.basiq.io/reference/list-all-affordability) snapshots generated for a [Users](https://api.basiq.io/reference/users)

* Extension last month's release to add further merchants to external payment providers and liabilities to [Affordability API](https://api.basiq.io/reference/affordability-api)  to surface relationships that are held externally to the bank accounts that have not been disclosed or linked by the user, e.g. surfacing small pay-day loans or buy now pay later services and now collections agencies.  Updated with commonly requested and viewed merchants in this space including adding collections agencies.

  Payment Providers

  * Bundll
  * Klarna
  * LayBuy
  * Humm
  * AfterPay
  * Zip Pay/Zip Money
  * Open Pay
  * Cash Direct
  * Cash Converters
  * Latitude Loans
  * Sunshine Loans
  * Cash Stop
  * Gem Visa
  * Q Card

  Collections

  * Panthera
  * Indebted
  * Credit Corp
  * Pioneer Credit
  * Bay Corp
  * Lion Finance
  * Collection House
  * Probe
  * Complete Credit Solutions
  * Charter Mercantile
  * Dun and Bradstreet
  * Australian Recoveries
  * Axess
  * CCC
  * CFMG
  * Credit Collection Services
  * CollectAU
  * ARL Collect