Aug'23 - accountOwnership attribute to Accounts EP

Improvements

accountOwnership

A value indicating the number of customers that have ownership of the account, according to the data holder's definition of account ownership. Does not indicate that all account owners are eligible consumers.

The enum options for accountOwnership are:

UNKNOWN
ONE_PARTY
TWO_PARTY
MANY_PARTY
OTHER

For more info, please read our docs here.

{
  "type": "list",
  "data": [
    {
      "type": "account",
      "id": "s55bf3",
      "accountHolder": "GAVIN BELSON",
      "accountOwnership": "ONE_PARTY",
      "accountNo": "600000-157441965",
      "availableFunds": "420.28",
      "balance": "356.50",
      "creditLimit": "400000.00",
      "class": {
        "type": "mortgage",
        "product": "Hooli Home Loan"
      },
      "connection": "8fce3b",
      "currency": "AUD",
      "institution": "AU00000",
      "lastUpdated": "2019-09-28T13:39:33Z",
      "name": "Master Savings",
      "status": "available",
      "meta": {
        "fees": [
          {
            "name": "Dishonour fee",
            "feeType": "EVENT",
            "amount": "10.00",
            "accrualFrequency": "P1M"
          }
        ],
        "depositRates": [
          {
            "depositRateType": "VARIABLE",
            "rate": "0.0385",
            "applicationFrequency": "P1M"
          }
        ],
        "lendingRates": [
          {
            "lendingRateType": "PURCHASE",
            "rate": "0.2024",
            "applicationFrequency": "P1M"
          }
        ],
        "loan": {
          "startDate": "2019-10-01",
          "endDate": "2045-10-01",
          "repaymentType": "PRINCIPAL_AND_INTEREST",
          "minInstalmentAmount": "5500"
        },
        "creditCard": {
          "minPaymentAmount": "117.00",
          "paymentDueAmount": "5847.00",
          "paymentCurrency": "AUD",
          "paymentDueDate": "2023-12-12"
        }
      },
      "transactionIntervals": [
        {
          "from": "2018-07-01",
          "to": "2018-12-30"
        }
      ],
      "links": {
        "institution": "https://au-api.basiq.io/institutions/AU00000",
        "transactions": "https://au-api.basiq.io/users/ea3a81/transactions?filter=account.id.eq('s55bf3')",
        "self": "https://au-api.basiq.io/users/cd6fbd92/accounts/319ae910"
      }
    }
  ],
  "links": {
    "self": "https://au-api.basiq.io/users/cd6fbd92/accounts/319ae910"
  }
}