What is Basiq?
Basiq is a Consumer Data Right accredited API platform that provides the building blocks of financial services.
Our APIs enable secure access to customer-consented financial data and tools to uncover valuable insights. Over 200 fintechs and banks rely on our platform to deliver innovative financial solutions across lending, payments, wealth, digital banking and more.
Basiq’s Products allow you to:
Connect
Access account and transaction data in real-time.
Enrich
Enhance transactions with merchant data.
Discover
Gain deeper insights into your customer's finances.
Our partner ecosystem branches far and wide, but our most common use cases are:
Account Aggregation
Access and aggregate all your customers' financial data in one place. Build or add Personal Financial Management (PFM) functionality and provide tailored product offerings and recommendations.
Account Verification
Instantly verify account ownership and balances in real time. Automate responsible lending, reduce dishonor fees for payments, and improve collections.
Data Enrichment
Gain insights into customer transactions with powerful overlay services: expense classification, merchant identification, income detection, and behavioral spend analytics.
Wealth Management
Use enriched data for next-generation financial planning and wealth management solutions.
Partner Showcase
Check out how some of our customers are using Basiq. Visit our Partner Showcase to see Basiq in action.
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