Introduction to Basiq

What is Basiq?

Basiq is a Consumer Data Right accredited API platform that enables secure access to customer-consented financial data.

It provides a single integration point to access banking and financial data, and to generate insights that power lending, payments, wealth, and digital finance products.

Products

Basiq APIs are grouped into core product areas. Each maps directly to an OpenAPI specification.

ConnectCustomer-consented accounts, transactions, connections, consent, jobs, and users.
EnrichMerchant enrichment, categorisation, and transaction classification.
InsightsIncome, expense, balance, identity, and affordability insights.
ReportingGenerate and manage financial reports across supported report types.
IdentityIdentity verification data and identity records linked to users.
PlatformAuth links, connectors, analytics, payees, statements, and system resources.
WebhooksEvent-driven updates for jobs, connections, and data changes.
AffordabilityIncome, expense, and affordability assessments (legacy APIs).

API Overview

Start here to understand how Basiq fits together.

Data AccessAccess bank, transaction, and account data via secure consented connections.Insights LayerTransform raw financial data into income, expense, and affordability insights.Platform ServicesManage consent, connectors, webhooks, and system configuration.

System Status

Supported RegionsAustralia & New Zealand — full coverage of supported financial institutions.
Platform StatusReal-time API health, connectors, and system status.