There’s nothing worse than developing against an API with crappy test data. We get that! This is why we have put a lot of effort into ensuring that our test data mimics real production data that your app will consume.

The test data that we provide (below) has been designed to mimic a real life user. This means that just a like a real user would spend and receive funds throughout the day - our test accounts have been designed to do the same thing. Therefore you should expect to see new transaction records being created throughout the day, and the account balances adjusted accordingly.

The transaction data is completely random to best replicate the type of data that you should expect to see for your own customers.

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Sandbox environment
You can use our sandbox environment for free right now - just grab an API key to get started (via the Developer Dashboard). We recommend using our test bank Hooli.

Note: There is a limit of 500 for sandbox connections. If you reach your limit and need to have this increased, feel free to reach out to [email protected].

loginId	password
Wentworth-Smith	whislter	Happy path persona with steady income, mortgage, credit card and predictable expenses
Whistler	ShowBox	Persona with income, missing expenses, BNPL activity and balance going up over time
Gilfoyle	PiedPiper	Persona with balances ranging between stable and diminishing over time
gavinBelson	hooli2016	Standard
richard	tabsnotspaces	Standard
jared	django	Standard
gavinBelson	hooli2016	HooliGov Bank (AU00004)

Unhappy path test users

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Unhappy path test users
The following users will always return the same errors at the same job step. We created them to ensure you could fully test the unhappy paths your user may encounter while connecting their accounts via DDC and handle them appropriately. See here on how to best handle these scenarios.

loginID	password	Failure scenario
bighead	password	Error: `invalid-credentials` Detail: "Account is locked"

erlich	aviato	Error: `account-not-accessible-requires-user-action` Detail: "An action is required from end-user before account details can be returned."

jianYang	nothotdog	Error: `service-unavailable` Detail: "Service is currently unavailable. Please try again later."

MFA users

We have two test banks to test MFA challenges

Pied Piper Bank: AU00002 (mfa-challenge always)
Nucleus Bank: AU00003 (mfa-challenge intermittent - 50/50)

loginId	password	mfaChallengeMethod	mfaChallengeInput	mfaChallengeSolution
jared	django	token	["OTP Password"]	["1234"]
richard	tabsnotspaces	token	["OTP Password"]	["1234"]
gavinBelson	hooli2016	security-questions	["What's your first company?"]	["Hooli"]
Gilfoyle	PiedPiper	security-questions	["What's your first company?"]	["Hooli"]
Whistler	ShowBox	security-questions	["What's your favourite company?", "What's the ID of this institution?"]	["Basiq", "AU00000"]
Wentworth-Smith	whislter	security-questions	["What's your favourite company?", "What's the ID of this institution?"]	["Basiq", "AU00000"]