Welcome to Basiq

Quick StartRegister your app, get API keys, authenticate, and create a userAPI ReferenceFull OpenAPI specification & endpoints for Connect, Enrich, Reporting, Webhooks, AffordabilityConsent ManagementConfigure consent UI, customize policy, institutions and branding

Recent Releases

Create InsightCreate an insight for one or more users in a single request. Supports Account, Balance, Identity, Income, and Expense Ratio verification types.
List Insight TypesReturns all supported Insight types and their input schemas for validation and discovery.
Retrieve Insight TypeReturns the definition of a single Insight type, including its expected input schema.
Payees APIManage and retrieve payee information including domestic, biller, international, and digital wallet payments.
Expense Ratio InsightsAnalyze spending patterns and category distribution across user transactions.
Verify Income InsightVerify whether a user's income falls within a specified range using min and max values.
Identity Insights APIIdentity insights are coming soon.
Account InsightsRetrieve detailed account insights via /users/{userId}/insights/account.
Account Balance VerificationQuery account balance insights with optional min and max filters.
Connection AnalyticsView analytics about user connections for reporting and dashboards.
Merchant SearchSearch and retrieve merchant data to enrich transaction insights.
Basiq Demo AppExplore Basiq APIs and workflows through the interactive demo app.

Developer Basics

Developer HubGuides, best practices, SDK & CLI support
Access MethodsWeb connector, Open Banking, statement upload options
Connections & SyncManage user connections, refresh patterns, caching
Reports & Affordability APIsCreate and retrieve statements, affordability and expense summaries
Webhooks & Real‑timePost‑back events for jobs, connections or data updates
SDK / CLIGenerate JavaScript / TypeScript SDK from OpenAPI or use CLI

Integration Guides

Activate Your AccountSteps to verify and activate your Basiq account.
Application SetupRegister your application and generate API keys.
Consent UI CustomisationTailor the consent flow, branding, and policies.

API & Connector Health

API & Connectors

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